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Your home may be repossessed if you do not
keep up repayments on your mortgage.
Privacy Policy Statement
This privacy statement establishes how we handle the
information we learn about you when you visit our site. Protecting
the privacy and personal data of our visitors is of utmost
importance to us.
Links
This privacy policy only covers our website and does
not extend to other websites accessed from this site. We are not
responsible for the privacy policies or the content on third party
websites.
Data Protection
All personal details submitted to us will be held in
accordance with our responsibilities under the Data Protection Act
1998 (the Act) that applies in the UK. The principle purpose of
collecting personal data from you via this website is to provide
information or services specifically requested by you. When you
complete our online enquiry form, we ask for your contact details
and other selected information so that we can deal with your request
as efficiently and effectively as possible. Please visit our enquiry
form pages to ascertain the information we collect. This information
is used solely for the purposes of researching mortgage products
appropriate to your personal situation.
The Act allows you to find out what information we
hold about you in return for a small fee. This is known as a
subject access request. Before sending you any personal data, we
will ask you to provide proof of your identity. If you are not able
to provide proof of your identity, we reserve the right to refuse to
send you personal data. You can obtain further information about
data protection laws by visiting the Information Commissioner's
website at www.dataprotection.gov.uk.
You can search for our Data Protection Notification there, shoul you
wish to do so.
We may on occasions wish to use personal information
supplied by you when you registered with us, contacted us, requested
brochures or provided personal information from other services
accessed from us, to inform you of new services, products and
promotions which we think maybe of interest you you. If you do not
wish to receive any further information from us you may inform us of
this by email or by letter.
In addition, we may pass your details to carefully selected third parties only with regard to your enquiry and the service we provide. Before we pass details onto another firm, we let you know the name of the firm and obtain your permission to send your personal information to them. If at any time you believe we have not complied with these principles, please notify us by email to info@pharosmortgageservices.co.uk and we will investigate your concerns and take all reasonable steps to resolve the matter promptly. |
Security We intend to protect the quality and integrity of your personal information. We have security measures in place to protect your data and access to this data is under strict guidelines. We protect data against any unauthorised access to its website access details, log off/exit from site when not using it and keep passwords secret. We have implemented technologies and security policies to protect stored personal data of our users from unauthorised access, improper use, alteration, unlawful or accidental destruction and accidental loss. Employees and processors who have access to personal data are obliged to respect the privacy of our visitors and the confidentiality of their personal data. Please note that although we take reasonable steps to protect data, open emails are not secure and third parties may be able to intercept, access or alter any information you send by email. We are not responsible for and cannot accept any liability for any damage resulting from email messages sent to or received by us. Notification of changes There may be a need to amend this privacy statement and these will be highlighted on the website home page. Summary of Terms Browser Used to locate and display web pages via a software application. we use Internet Explorer. IP (Internet Protocol) All networks connected to the internet speak IP, the technical standard that allows data to be transmitted between two devices. TCP/IP (Transmission Control Protocol/Internet Protocol) is responsible for making sure messages get from one host to another and that the messages are understood. IP address If you are connected to the internet you have one, for example it may look something like this 182.147.0.1 Web Server Delivers (serves up) web pages to your computer. |
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